Introducing Heat Pump Finance


Do your bit for the environment and choose a new air source heat pump for your home. In addition to the savings you will make heating your home, earn up to £1,500 back every year from the Renewable Heat Incentive scheme. Our new and exclusive IVT Finance offer makes the decision to switch to air source heating even easier!

Still heating your home with a fossil fuel boiler?
Switch to an air source heat pump today.

Do your bit for the environment and choose a new air source heat pump for your home. In addition to the savings you will make heating your home, earn up to £1,500 back every year from the Renewable Heat Incentive scheme. Our new and exclusive Heat Pump Finance offer makes the decision to switch to air source heating even easier!

Get lower heating bills through heat pump finance


Air source heat pumps can deliver up to four units of heat for each unit of electricity consumed, enabling up to 50% running cost savings against fossil fuel boilers.

Receive generous Government payments through heat pump finance


Receive up to £1,500 per annum under the Government Renewable Heat Incentive scheme, which pays you for the renewable heat you generate. T&Cs apply.

Benefit the planet by installing a heat pump with our finance package


Heat pumps operate using electricity, which is becoming an increasingly low carbon source, enabling up to 70% carbon savings against fossil fuel boilers.

Our finance package offers flexible repayments


Take advantage of our finance package offered through Ikano Bank AB. Choose loan durations of 5 years or 10 years, with a 7 year option available soon.

Introducing the IVT AirX air source heat pump,
now available with flexible finance

IVT AirX Front.jpg

Benefit from:

✔ Premium product with 5 year Bosch warranty as standard

✔ Market leading efficiencies for the lowest possible running costs

✔ All equipment available from UK stock

✔ Installation from an approved IVT installer

✔ One of the quietest products on the market

✔ Fully MCS accredited and eligible for RHI payments

✔ IVT Finance exclusively available on IVT products

Representative Example:

Purchase Price (Installed) £9,995.00 Rate of Interest 8.9% per annum
Deposit £350.00 Representative 8.9% APR
Amount of Credit £9,645.00 Cost of Credit £2,243.40
Total Payable incl. Deposit £12,238.40 Agreement Duration 60 months
Monthly Repayment £198.14

Regulatory Information:
Any credit is subject to status, affordability and a credit check. Credit is provided by Ikano Bank AB and is available subject to status to UK residents aged 18 or over. Alto Energy acts as a credit broker not a lender and only offers credit products for Ikano Bank AB. Ikano Bank is authorised in Sweden by Finansinspektionen, the regulator for banks in Sweden, and is subject to limited regulation by the Financial Conduct Authority. Ikano Bank is the trading name of the UK branch of Ikano Bank AB, which is registered branch number BR016253. The registered office of the UK branch of Ikano Bank AB is Waterfront House, Waterfront Plaza, Station Street, Nottingham, NG2 3DQ. Alto Energy is authorised and regulated under the Financial Conduct Authority (“FCA”) scheme with Firm Registration Number (“FRN”) 782934 to carry out the regulated activities of non-investment insurance contracts and credit broking. Registered in England and Wales (No. 10510963). Registered office: Unit 17 Glenmore Business Centre, Witney, Oxfordshire, OX29 0AA.

Interested in ditching your boiler and switching to an air source heat pump? Here’s how it works.

Enquiry Form

In order for us to provide a quotation for your air source heat pump, we need to know a little bit about your property. We will send you a simple enquiry form in an email, which is easy to complete, for you to send back to us. Alternatively, a member of our sales team will happily complete this over the phone with you - it will only take around 5 minutes. Once complete, we’ll then send you a copy of your enquiry form just to make sure we’ve understood everything correctly!

Choose a Heat PUmp Installer

An installer will need to visit your property to carry out a quick installation survey. This is so that we can establish the extent of the work that needs to be done, so that when the installer comes to fit the heat pump they can complete the work with as little hassle as possible. We recommend that you use one of the installers in our approved installer network - we’ll provide you with contact details. However, if you have a plumber or heating engineer that you use regularly, ask them to get in touch with us, and we’ll invite them onto our training course to become an approved installer themselves!


Once we’ve produced your quotation and you’re happy with the price, we will need to carry out a detailed MCS heat pump survey, as well as producing an Energy Performance Certificate (EPC) for your property, which you will need later to claim your RHI payments. To do this we require a £350 non-refundable deposit. This survey is a mandatory part of the MCS scheme, as well as a condition of Ikano Bank and ensures that everything has been calculated correctly. Furthermore, each project is submitted to the Energy Performance Validation Scheme (EPVS) who provide an independent validation of our calculations, to make sure that you have all the information provided in a clear fashion to enable you to make an informed decision.


If you’re happy with everything, you then need to formally accept the quote and the finance contract. It is at this point that the credit check will be carried out, and the loan agreement produced. All documents will be issued to you electronically.


When the installation is completed one of our own Alto Energy engineers will come and inspect the installation to ensure it meets our quality expectations. The engineer will then commission the heat pump, and get everything up and running for you, as well as showing you how the controls work. You will then need to sign a satisfaction form which releases the finance, at which point we provide you with your handover pack. In your handover pack will be your MCS certificate, which you will then use to claim your RHI payments.

Read more about the IVT AirX Air Source Heat Pump